Sunday
May032015

Taking Better Care (a dialogue)-- about your health insurance deductions

THE SCENE: Pat and Alicia, two young mothers living in SW Minnesota, meet at the supermarket.  ALICIA SEEMS DEPRESSED.

 

ALICA:  Hello....., PAT..  

 

PAT:  Hi Alicia, how’s the family?

 

ALICIA:  Oh, they’re fine....  Only...  never mind...

 

PAT:  So how’s the family, REALLY???

 

ALICIA:  About the same as always.  Never enough time to do fun things, even if we had the money to do it.  Sara’s been sick with the flu, Kari has this persistent cough, Carl’s got emotional stuff going on at school and can’t keep his mind on his school work, and you probably heard that Andy has been sick the past two weeks, so we’ve missed a few paychecks.  Somehow I thought that ObamaCare would take care of our health care bills and give us a chance to get ahead.  All we got from that was a high deductible health insurance policy.  Now we have these expensive health care insurance premiums to pay every month, and we STILL have to pay all the deductibles out of our own pocket.  I don’t know that we’re a bit further ahead.  I just WISH there were a better way to stay healthy than being nibbled to death with the prescription bills and the medical expense.  I wish we could be REALLY HEALTHY and feel like living instead of  just slogging through one day after the next.  I wish there were a better way....

 

PAT:  It’s good to have a health insurance policy so that if you break a leg, they step in and take care of the big hospital bills.  How much is your deductible?  

 

ALICIA:  For the whole family, it’s $4,000 per year.  It gets spent on doctor’s bills and drugs; as I said, the little things just keep nibbling away, right out of pocket.  We actually don’t GET much insurance help, most years.  A funny thing-- Andy and I  bought this expensive insurance but we STILL pay for our health care needs, out of our own pockets!  Heck, why even  BUY insurance if it doesn’t help to pay your bills.  Have you found any better way?

 

PAT:  Well, actually Loren and I and the kids are getting along pretty well; We have a policy with a high deductible too, but two years ago we decided to do something better with it.  Our insurance company allows us to have a HEALTH SAVINGS ACCOUNT-- they even provided a debit card to use with it.  Blue Cross Blue Shield will do that, other companies may have it too.  You put money into this HEALTH SAVINGS ACCOUNT, draw on it as you need it to pay for your miscellaneous health care expenses. If you don’t spend it all in one year, it carries over into the next year.  It’s cool!

 

ALICIA:  But Pat, what’s the DIFFERENCE?  One way you put your money into this HEALTH SAVINGS ACCOUNT and spend it little by little, that way. The other way, you just pay the bills as they come in.  How does a HEALTH SAVINGS ACCOUNT help you to get ahead?  

 

PAT:  Alicia, With the HEALTH SAVINGS ACCOUNT, you have a lot more leeway in how you can actually SPEND your money.  If you live in Minnesota, you can go to 

http://www.mnhealthnetwork.com/files/Eligible%20HSA%20Qualified%20Expenses%20213d.pdf    to get a list of SOME of the expenses which your HSA will pay for.  

 

Among them are healing services, laboratory tests, over the counter medical care,   psychotherapy, and much more.   Actually, Loren and I have used our HSA debit card for a wide variety of healthcare expenses. If we felt it was justifiable for our health, we do it.  We try to be honest and ethical, but it’s probably not very likely that the tax people will actually contest a claim that we feel is reasonable. 

 

ALICIA:  So, you have MORE CHOICES in how you spend your deductible dollars.  You can make the choices that you feel are best for you and your family?  But what OTHER choices do you actually have if you live in a small town like Tracy?  There’s the Tracy Area Medical Clinic, run by Sanford, with MD’s and PA’s who have the usual medical school training, but who ELSE?  Aren’t they the ONLY GAME IN TOWN?  

 

PAT: There’s the Helping To Heal clinic, down on 3rd Street...  Have you ever been there?

 

ALICIA:  I walk by there all the time on my way to get my hair done or to go to the post office, but I’ve never stopped in.  What do they do there?  

 

PAT:  My neighbor works there.  It was started 15 years ago by a PhD physics professor who was dissatisfied with the few choices available for his own health care, so he decided to retrain himself, joined with others, and it’s been going ever since!  Their emphasis is on PREVENTION.  “Dr. Chuck”, as he calls himself, has training in vitamins and nutrition, in the healing of body pain generally, especially lower back pain.  He’s also trained in hypnosis, which is helpful for infertility, migraines and much more. And, he’s trained in the safe removal of mercury, which can come from dental fillings and vaccines.  He uses bioenergetic healing, such as “Chee Kung”, for many different conditions, including infertility.  He has treated patients with brain cancer, breast cancer, and liver cancer.  One of his colleagues is a “master” in EFT (Emotional Freedom Techniques, for treatment of emotional/physical conditions) and in NLP (Neurolinguistic Programming). She is currently living in Australia, and has become internationally known for her work with women and children displaced by war in the Middle East.  He and four other colleagues (a science teacher, a nurse, a high school counselor and a chiropractor) are now developing their skills in a new therapy called BODYTALK, which emerged from Australia about 15 years ago. Currently they’re treating patents on a purely DONATION basis as they sharpen their skills.  They work with patients 7 days a week, as needed.  Roger, the high school science teacher, may be specializing in helping kids with their issues.  Sometimes children’s problems are because of school, sometimes because of other kids, sometimes because of their parents. You might like to know that some of the staff have also worked with kids who are not doing well in school.  Actually, when Dr. Chuck was a physics prof at SMSU in Marshall years ago, he led some early research on better ways of learning, even on increasing general intelligence.   You can read about that early work at https://grasshopperx.com/dr-charles-p-reinert’s-study-on-image-streaming-and-iq/   or at http://howtobecomesmarter.org/image-streaming/   .  These early studies suggest that regular practice of a simple “visual imagery” technique can increase intelligence by some measures.  In addition to this approach, Dr. Chuck feels it’s wise to use techniques like EFT (Emotional Freedom Technique) to get rid of emotional blocks to the learning process.  These blocks may be present due to the student’s life with his/her parents, friends, bullies, and the like. EFT is safe, apparently free from side effects, and easy for the student to use himself for many issues.   

 

ALICIA:  I’ve heard about BODYTALK.    According to the ads I’ve seen in the papers and on Facebook, (www.facebook.com/whennothingelseworks), BODYTALK doesn’t use medications, no surgery, virtually zero physical touching.  

 

PAT:  Yes, the theory is that the body knows how to “FIX” just about anything that’s wrong with it, provided it is AWARE of the problem.  Sometimes a BT practitioner will compare the human body to a big 50 story building, with lots of water fountains, bathrooms, copiers, heating and A/C.  Somewhere in that building is a Security guy, who is watching a roomful of TV monitors to be sure that everything is working right, and that there is nothing overflowing or catching afire.  That’s fine, so long as the guard is watchful.  However, if he falls asleep and doesn’t catch the lighted cigarette that falls into a wastebasket, there could be big trouble...!

 

ALICIA:  Do you mean to say that if my body had really been AWARE of all that was going on, then it might have caught my breast cancer EARLY and got rid of those few pesky cells before they became big trouble, with surgery and chemo. It might have even KILLED ME!   I’ve been fighting breast cancer for five years and it’s still not over!

 

PAT:  Alicia, that’s the idea....

 

ALICIA:  What about Alzheimer’s, dementia, and just growing older?  Do the Helping to Heal people know anything about that?  

 

PAT:  Dr. Chuck could teach you a few things about Alzheimer’s.  For one thing, it may be associated with poor nighttime sleep.  If you don’t sleep well at night, your brain’s cerebral spinal fluid can’t do a good job of removing waste products from the brain, as it’s supposed to do.  Buildup of waste naturally produced by the cells’ metabolism means a FOGGY brain in the morning. If that becomes a habit, dementia may be just around the corner.  There are ways to improve sleep, above and beyond just purchasing a CPAP machine.  OH, and you mentioned ‘growing older’.  Did you know that there’s an herbal supplement, not very expensive, that seems to be ANTI-AGING.  It’s made of 5 common medicinal herbs, some of which have been used in medicine for as much as 4,000 years.  I use it myself, and I have to admit I feel wonderful, and scarcely ever get sick or have a cold!  And, I sleep better and have much more energy!  This herbal may prevent buildup of cholesterol deposits in the arteries, too, thereby preventing the need for bypass surgery. You won’t learn about that from your regular doc!

 

ALICIA:  I’m impressed.  I want to meet the staff! But getting back to the $3,000 deductible we use to pay most of our health care, ‘cuz we hardly ever MEET that deductible, what do we do if we DON’T have a Health Savings Account?  

 

PAT:  There are two possibilities that I can think of:

 

* First, think about changing to a policy that DOES allow the use of a Health Savings Account.  Blue Cross Blue Shield has several.  

 

* A second option comes from a story Dr. Chuck told me a few days ago.  He was speaking with Roger, a long time client. (Dr. Chuck seldom spends less than an hour with his patients-- how else can he get to know them?) He asked Roger, “How  often do you REALLY spend so much on your deductibles that your health insurance actually KICKS IN?”  Roger thought for a moment, “Maybe 1 year out of 8....!”  “So, 7 years out of 8 you’re paying for your own health care, out of pocket???”  Roger nodded, not feeling very good about it.  “Maybe it’s time that you decided to get a whole lot more benefit for your deductible expenditures, by choosing a type of health care that might really be good for you.  It often seems that the usual medical clinic only offers the “usual” remedies-- antibiotics and surgery.  Maybe there are better, less expensive ways to stay healthy, WITHOUT the antibiotics, without the side effects of prescription meds, without the band-aid approach that most medical clinics seem to use.  Do they really have YOUR HEALTH CARE uppermost in mind? Do they really  emphasize PREVENTION to help you stay healthy?  OR are they simply trying to keep you on as a patient, to keep the revenue stream coming in???”  

 

ALICIA:  What you say makes sense.  I’ll talk to my husband about it.  Maybe I can change his mind!

PAT:  Hey, what’re you and Andy doing Monday night May 4th, 2015?  There’s a meetup in the Community Classroom, second floor of the Helping to Heal building.  Demonstrations, opportunity for questions, opportunity to meet Dr. Chuck and some of the staff. They’re asking a five buck donation, dirt cheap for all the info you get!

 

ALICIA:  I WILL BE THERE!  

 

Tuesday
Apr282015

First BodyTalk Research Study published. Here's the Abstract!

BODYTALK RESEARCH STUDY PUBLISHED...
       Those of us passionate about BodyTalk have been waiting a long time for this.  The first published research study investigating the effect of using BodyTalk, this one for control of chronic pain.  We do not yet have the complete study, but here's a one page summary of it.  In this case, the BodyTalk practitioners used "distant" techniques to work with the clients, so that the results would be more reliable.  Here's the Abstract, as published in the Journal of Pain Management 2015, vol. 7, #4, pp. 279 through 290.  Lead author of the study was Laura Stuve PhD with assistance from 4 co authors-- two of them evidently from the University of California.
 
The objective of this study was to evaluate BodyTalk, a novel system of complementary and alternative medicine (CAM), for the treatment of chronic pain.  The study investigated whether people with chronic pain conditions showed improvements in pain, emotional factors, and overall health measures following 8 weekly distance BodyTalk treatments using the on-line Patient Reported Outcomes Measurement Information System (PROMIS).  The study evaluated 36 subjects, randomized into a treatment (N=19) and a control group (N=17) using a single-blinded design in Phase I, followed by a crossover Phase II where the control subjects were treated. Subjects completed PROMIS assessments to self-report on their pain levels and other factors prior to, throughout the course of treatment, and 3 months post-treatment. The blinded treatment group showed significant improvements compared to the control group for pain level (p=0.0486), anxiety (p=0.034), and satisfaction with social role measures (p=0.035). Fatigue, overall physical and mental health showed significance in the pooled treatment group data. This initial evaluation of BodyTalk suggests that this mind-body CAM system is effective in reducing pain level as well as emotional symptoms associated with long-term chronic pain. A larger scale replication study with strong statistical power is warranted to validate and confirm these preliminary findings.  

BODYTALK RESEARCH STUDY PUBLISHED...       Those of us passionate about BodyTalk have been waiting a long time for this.  The first published research study investigating the effect of using BodyTalk, this one for control of chronic pain.  We do not yet have the complete study, but here's a one page summary of it.  In this case, the BodyTalk practitioners used "distant" techniques to work with the clients, so that the results would be more reliable.  Here's the Abstract, as published in the Journal of Pain Management 2015, vol. 7, #4, pp. 279 through 290.  Lead author of the study was Laura Stuve PhD with assistance from 4 co authors-- two of them evidently from the University of California. The objective of this study was to evaluate BodyTalk, a novel system of complementary and alternative medicine (CAM), for the treatment of chronic pain.  The study investigated whether people with chronic pain conditions showed improvements in pain, emotional factors, and overall health measures following 8 weekly distance BodyTalk treatments using the on-line Patient Reported Outcomes Measurement Information System (PROMIS).  The study evaluated 36 subjects, randomized into a treatment (N=19) and a control group (N=17) using a single-blinded design in Phase I, followed by a crossover Phase II where the control subjects were treated. Subjects completed PROMIS assessments to self-report on their pain levels and other factors prior to, throughout the course of treatment, and 3 months post-treatment. The blinded treatment group showed significant improvements compared to the control group for pain level (p=0.0486), anxiety (p=0.034), and satisfaction with social role measures (p=0.035). Fatigue, overall physical and mental health showed significance in the pooled treatment group data. This initial evaluation of BodyTalk suggests that this mind-body CAM system is effective in reducing pain level as well as emotional symptoms associated with long-term chronic pain. A larger scale replication study with strong statistical power is warranted to validate and confirm these preliminary findings.  

Sunday
Apr262015

My First BodyTalk Session as a Practitioner in Training...

After having been trained in the Fundamentals of BodyTalk a week ago, I did my first BodyTalk phone session, with Ted, a retired rancher in the West River country of South Dakota, 300 miles west.  Ted had a rollover accident about twenty years ago, and is now in a motorized wheelchair.  We’d worked together years ago, doing several qigong energy sessions at a distance, so while I’d not had specific training in doing BT remotely, I felt that perhaps I understood it well enough that we could make it happen.  

 

BodyTalk involves communicating with the body’s Inside Wisdom-- the Innate, as it’s called.  In order to do that, one uses what in another field might be called “muscle testing”, although in BT we call it “muscle checking”.  Frequently we use the “weight” of the right or left forearm, thus a “NO” answer would result in the forearm feeling very heavy, while for a “YES” answer, the arm would feel light. Since Ted was at some distance, I used my own forearm for the Q& A process.  (In BodyTalk, we use the quantum physics understanding that “everyone is connected”, thus if my intention was to receive answers from Ted, it presumably would work just as well if I tested my own arm as to test that of Ted.)  We then followed a kind of “roadmap” of the body/mind, testing as we go, to determine what Ted’s body/mind felt needed “fixing”.  

 

In Ted’s body/mind, I was soon led to the spheno/basilar junction, which is a “joint” in the skull between the sphenoid bone and the  bottom of the occipital bone at the base of the skull. (As I’d learned, the skull has many “joints”, which are designed to “flex” with breathing and with the cranial pulse of the cerebrospinal fluid.)  If this SB doesn’t flex as it should, it affects the brain bigtime-- which can result in the client experiencing “foggy” thinking, poor memory, depression or tension headaches, even affecting organ function.  As I’ve learned in BodyTalk, everything really IS connected together, and just because you have a sore shoulder does NOT mean that the problem lies in the shoulder.  It can be somewhere else, hence the need to treat the body as a “system”, rather than a collection of separated parts.) I was even able to assign a “time” at which this dysfunction had occurred, which was seemingly at the time of the accident, or within a few days after, possibly when Ted’s body was being ‘worked on‘ to deal with his spinal cord injury.  

 

So, having found that, I had Ted adopt a certain position with his mouth and hands, and I did what I’d been trained to do, to loosen up the joint.  (Apparently this junction can become locked in either the “open” or “locked” position, depending upon how it is impacted by some outside influence such as a blow to the head.)  We shall see in a few days what effect this has had on Ted.  Perhaps it will need to be “redone”, which, fortunately, we can likely do without Ted traveling to our clinic.  The outcome did make sense to me, as I could easily understand that he might have had a serious blow to the head during the accident.  Tomorrow I’ll be working with a client who suffered a birth injury some 50 years ago, later with a lady with an unknown condition.  BT clients often come with a particular symptom they’d like to be rid of (e.g. a sore shoulder), expecting that we’ll go right to work on the shoulder (as in chiropractic).  The BT approach, however, is to work at balancing the entire body, and to let the client’s Inner Wisdom determine what needs “fixing” first.  Seems as though we’re dealing with some very deep wisdom, here....  A most gentle, very fascinating therapy, holding the potential for preventing, possibly treating and reversing, some serious conditions.  We’re currently treating clients on a “donation” basis, so if you’d like a session with one of our five BT practitioners-in-training, please give us a call, (507) 629 3900, and I will try to schedule you with one-- evenings and even weekends are possibilities....

Wednesday
Apr222015

Want a free BodyTalk session with a P.I.T.er???

IF you live anywhere near Tracy, MN, and are ready to learn more about BodyTalk, there’s a great opportunity to do so on Friday April 24.  At 6:45 pm at our downtown clinic (192 3rd Street), there will be a group practice for some of the basic techniques used in BodyTalk-- the brain balancing (called “Cortices”), the emotional balancing known as “switching”, hydration and microbe “balancing” for the cells of the body, and the overall musculoskeletal balancing known as “Connecting The Reciprocals”. Curious about this holistic technique from Australia?  Then come join us, view a couple of “beginning to end” demos of BodyTalk (with the possibility that You could be chosen to be the client on a free session) and talk with others who are as excited about BodyTalk as YOU may be when the evening is over!  The whole affair is free of charge, and meant to introduce folks to this remarkable therapy. It is only some 20 years old but already in more than 50 countries with thousands of practitioners (20,000 have taken the first course in learning to do this), which theoretically enables the body to “fix” just about any disease that comes down the pike.  Designed within the framework of quantum physics (with the advise and consent of a number of quantum physicists), BodyTalk techniques seek to enable better communication between the parts of the body, so that every organ, gland and tissue are aware of what the body needs and their  roles in moving the body toward optimum health.  My colleagues Rhonda, Lonnie, Roger, Shelley, Karina, Prairie and I are now practitioners-in-training, which means that we’re on the learning curve for BodyTalk, but have a ways to go.  (Karina was the youngest in the class, I must have been the oldest.) If you want to learn more about BodyTalk but can’t join us, then view the videos by developer Dr. John Veltheim (e.g. https://www.youtube.com/watch?v=2JDcF4Tway0  ).  You may be impressed...

Now, we've also set up hours for our 5 "Practitioners in Training" to work with clients, on a purely donation basis.  Hours during the week are "most any time Tuesdays and Thursdays", plus Saturdays 9 to 4 and Sundays 11 to 3.  Because "practice" is the key to most everything, whether it's playing a guitar or doing BodyTalk, the P.I.T'er's are doing this free of charge, in order to hone the skills acquired at the recent 5 days class.  If you'd like to participate, give me a call (507) 629 3900 and we'll see what we can set up!

 

Looking another week or so into the future, we’re scheduled a MEETUP on the evening of May 4th, again at the clinic, to address the question of health insurance deductions and how to make best use of that “out of pocket” money we’re required to spend before getting a dime back from the insurance company.  It’s at 7 pm; I’ll be speaking, with input from health insurance reps and those who are already using this money in a good way.  

 

Then, on June 29th we’re sponsoring a full day “BodyTalk Access” class, which will teach invaluable self care techniques from the “best of BodyTalk” as well as some BodyTalk related “First Aid” measures to help in emergencies.  This one will also be held at our clinic in Tracy.  Go to www.bodytalksouthdakota.com, click on the “seminars” and fill in your information.  If you live for another 40 years, the cost will amount to about three bucks a year-- a very cheap health assurance benefit.  

 

Want more?  Give me a call at (507) 629 3900 and we’ll talk!

Charles

Friday
Apr172015

WHAT I LEARNED FROM MY BODYTALK TRAINING...

Whew!  I made it-- 35 hours of intensive theory and practice with the basics of BodyTalk, including lots of anatomy, physiology, and body/mind communications work.  And what did I learn?  

 

* Something of the theoretical basis of BodyTalk, which really does rest on the understandings of the “new” physics.  Quantum physics has been with us since 1900, and is well understood by those who have used it for the design of electronics, optical fibers, flat screen TVs and the like, but is little known outside those realms.  When I was a physics grad student in 1965, we learned to do calculations with it, but all with the understanding that “quantum effects” were limited to the very small.  Anything much larger than a molecule was understood to obey classical physics, the stuff of Isaac Newton and mechanical engineers.  Now, however, quantum effects have been discovered to apply to larger objects such as living cells, tissues, human bodies and perhaps even communities.  The principles of quantum physics are now being used to develop a new way of looking at the body, and to help it to change and heal.  

 

* Extensive use is made of what has been called “the Inner Wisdom” of the client and the practitioner.  You’ve used this inner source of “knowing” more than you might realize, in your everyday life.  How many times have you decided to phone a friend, just “knowing” that the friend was now available to chat?  How often have you “accidentally” met someone who turned out to be helpful in your latest project?  How many times have you suddenly remembered where you left those car keys that you misplaced? While we may not know HOW this process works, we use it all the time.  With the client’s permission, the BodyTalk therapist is able to access this Source of information, and use its guidance for the benefit of the client.  This access takes a little practice, but is very doable, I found.  

 

* When the client comes with, say, a sore shoulder, the Western trained MD typically works directly on the shoulder, with the understanding that the shoulder is the root of the problem.  In the same way, my auto mechanic may replace a faulty spark plug to restore the engine performance.  Sometimes that’s all it is.  At other times, hey!  WHY did the plug go bad?  Was it a manufacturing defect? Or, did the plug become fouled because of bad fuel, engine timing or other factors?  In engines, the symptom may not be the root cause.  The same holds for the human body.  The sore shoulder may be due to poor circulation, adhesions in the joint due to an old injury, because of a virus in the tissue, poor hydration of the cells, any number of factors.  We’re all familiar with the iceberg metaphor-- what you see is only a fraction of all there is.  In a similar way, there may be many factors underlying the presenting symptom.  BodyTalk has a means of uncovering these various factors and linking them in a way that helps bring about healing.  

 

* In my fifteen years of working with clients, I have been frustrated by my efforts to help clients who come with conditions such as diabetes, autoimmune disease, cancer, ALS-- a long list of diseases for which western medicine seems to be silent. With the BodyTalk approach, there may be a way to deal with such conditions. Upon returning to work, I received a call from a local lady whose child had been diagnosed with Lyme Disease, a tough infection to deal with using western medicine, whose tools for this condition are pretty much limited to powerful antibiotics which carry their own list of side effects.  A message from an MD colleague dealt with black mold, another insidious infection.  A third call was from a lady with polycystic ovary syndrome, which may also yield to a more holistic approach than by using drugs.  A fourth call, just today, was from a young SW Minnesota woman and her husband who want to start a family, but she was unable to become pregnant.  BodyTalk may play a role in reversing that condition.  If the client decides to try BodyTalk, gentle success may come without side effects, and more quickly. Time will tell.  

 

* Does BodyTalk actually CURE anything?  No claims are made to cure any conditions, but we might ask the same question of western medicine, for it is seldom that medical doctors actually speak of “cures”.  Commonly, drugs treat only the symptoms, and sometimes those drugs are to be taken indefinitely!  Surgery may eliminate a troublesome part in the hope that the body can get along without that part.  The word “cure” is not a common part of medical vocabulary.  

 

Is BodyTalk right for you?  If you have a condition that cannot be satisfactorily treated with western medicine, if you are open to the possibility that there may be better ways to become healthy than by taking prescription drugs, you may want to try BodyTalk.  Currently, as a practitioner in training, I am working with clients on a “donation” basis-- you decide what to contribute, based solely upon the improvement you see in your health.  We will do that for the next 30 days or so. So, if you’d like to try BodyTalk now at a low cost, give us a call-- (507) 629 3900.  No side effects-- it might be just what you’re looking for!